Why isn’t my full bank deposit available right away?

The instant deposit feature allows you to get up to $1,000 in your Robinhood account immediately after you initiate a transfer.  The settlement time for any pending deposit balance exceeding $1,000 will be around 5-6 business days.

Although you get instant access to funds, the ACH withdrawal could happen 1-2 business days after you initiate the transfer. Make sure you have the necessary funds in your bank account for at least 2 business days after you initiate the ACH transfer to prevent a transfer reversal. A transfer reversal happens when a scheduled bank transfer is canceled for insufficient funds or a variety of other reasons. Check out our guide to preventing transfer reversals to learn more.

Tip: Try Robinhood Gold if you’re looking for even bigger instant deposits.

 

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