Gold Tiers

The selection of tiers we offer you depends on your current portfolio value. If you want to upgrade to a higher tier with more buying power, you’ll need to make a deposit that brings you to the minimum portfolio value for that tier.

You can’t downgrade tiers until you’re using less Gold Buying Power than the tier you’re downgrading to. You can return your Gold Buying Power by depositing funds or selling stock. When you change tiers, your billing cycle will restart, and your remaining credit from that month’s payment will be applied to your future billing cycles. If you want to pick a tier that isn’t shown, you can send us a note for help. Keep in mind, we’ll only show you three available tiers in the app.

 Example

Downgrading: $6,000 Tier ($25.00/mo)

You're 15 days into the month and you're only using $2,000.00 of your Gold Buying Power. You decide to downgrade to a $2,000 tier that's $10.00/mo. We’ll immediately downgrade you to the $2,000 tier, and you'll have $12.50 of credit for the remaining 15 days that you've already paid for. Your $12.50 credit will go towards your future monthly payments, and you'll be charged $10.00 each following month.

 Example

Downgrading: $15,000 Tier ($75.00/mo)  

You're 20 days into the month and you're using all $15,000 of your Gold Buying Power. You decide to downgrade to a $12,000 tier for $50.00/mo. You’ll need to return $3,000 of Gold Buying Power by depositing funds or selling stock to downgrade to the $12,000 tier. We’ll downgrade you immediately to the $12,000 tier, and you'll have a $25.00 credit from the remaining 10 days that you've already paid for. Your $25.00 credit will go toward your future monthly payments, and you'll be charged $50.00 each following month.

 Example

Upgrading: $2,000 Tier ($10.00/mo)

You're 15 days into the month and you decide to upgrade to a $8,000 tier for $40.00/mo. We’ll immediately upgrade you to the $8,000.00 tier, and you'll have a $5.00 credit from the remaining 15 days you've already paid for. The $5 credit will go toward your future monthly payments, and you'll be charged $40.00 each following month.

 Example

Upgrading: $3,000 Tier ($15.00/mo)

You're 20 days into the month and you decide to upgrade to the $8,000 tier for $40.00/mo. We’ll immediately upgrade you to the $8,000.00 tier, and you'll have a $5.00 credit for the remaining 10 days you've already paid for. The $5 credit will go toward your future monthly payments, and you'll be charged $40.00 each following month.

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