Do I need a Gold account to trade cryptocurrencies?
No. You can open a Robinhood Crypto account regardless of whether you have a Cash, Instant, or Gold account with Robinhood Financial.
Do my cryptocurrency assets count as collateral for margin calls?
No. Your cryptocurrency assets are held in your Robinhood Crypto account, not your Robinhood Financial account, and so are treated as non-marginable, with a maintenance requirement of 100%. This means your cryptocurrencies need to be backed entirely by cash, and can’t serve as collateral for equities positions.
For more information about margin maintenance requirements, check out our article on Robinhood Gold.